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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

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START SAVING Challenge Day #9: Change Your Debt Story

June 2, 2016
Start Saving Challenge

Editorial Disclosure

Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any of these entities.

Are you new to the START SAVING Challenge? Learn about it HERE & sign-up. This post is part of the START SAVING Challenge. Make sure to read previous posts. Day#8: Reduce Your Expenses START View Post

Filed Under: Start Saving Challenge Tagged With: START SAVING CHALLENGE

User Generated Content Disclosure

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

START SAVING Challenge Day #8: Reduce Your Expenses

June 2, 2016
Start Saving Challenge

Are you new to the START SAVING Challenge? Learn about it HERE & sign-up. This post is part of the START SAVING Challenge. Make sure to read previous posts. Day#7: Be A Budget Rockstar START View Post

Filed Under: Start Saving Challenge Tagged With: START SAVING CHALLENGE

START SAVING Challenge Day #7: Be A Budget Rockstar

June 2, 2016
Start Saving Challenge

Are you new to the START SAVING Challenge? Learn about it HERE & sign-up. This post is part of the START SAVING Challenge. Make sure to read previous posts. Day#6: Focus On Necessary View Post

Filed Under: Start Saving Challenge Tagged With: START SAVING CHALLENGE

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START SAVING Challenge Day #6: Focus On Necessary Spending

June 2, 2016
Start Saving Challenge

Are you new to the START SAVING Challenge? Learn about it HERE & sign-up. This post is part of the START SAVING Challenge. Make sure to read previous posts. Day#5: Take Action START SAVING View Post

Filed Under: Start Saving Challenge Tagged With: START SAVING CHALLENGE

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START SAVING Challenge Day #5: Take Action

June 2, 2016
Start Saving Challenge

Are you new to the START SAVING Challenge? Learn about it HERE & sign-up. This post is part of the START SAVING Challenge. Make sure to read previous posts. Day#4: Be A Smart Spender START View Post

Filed Under: Start Saving Challenge Tagged With: START SAVING CHALLENGE

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START SAVING Challenge Day #4: Be A Smart Spender

June 2, 2016
Start Saving Challenge

Are you new to the START SAVING Challenge? Learn about it HERE & sign-up. This post is part of the START SAVING Challenge. Make sure to read previous posts. Day#3: Open A Savings View Post

Filed Under: Start Saving Challenge Tagged With: START SAVING CHALLENGE

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Ryen & I are talking about our July 2022 budget numbers! Not only do we show where our dollars went, but we also discuss if we stuck to our budget limits.

In this video, I'm sharing all of the sinking funds I used in July, and Ryen shares some news about her car!

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars. Today, I am going to show you how to extract all of the vital information from your expense trackers using the "Where Did My Money Go?" Worksheets.

CHAPTERS:
00:00 Introduction
01:47 Miko's Budget Category Breakdown
04:44 Miko's Investment & Savings Breakdown
05:53 Miko's Spending Comparison to May 2022
08:11 Ryen's Budget Category Breakdown
09:26 Ryen's Debt & Savings Breakdown
10:13 Ryen's  Spending Comparison to May 2022
11:18 Conclusion

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

I'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

YOU CAN FIND ME AT:

📝 BLOG: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Free Email Course: https://bit.ly/2UYgNFf
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n
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