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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

If you're like most, you struggle to keep your grocery budget in line. Before you head to the grocery store, use these seven tips to cut back on your spending.

7 Ways to Save at the Grocery Store

June 17, 2021
Cut Expenses

In the U.S., food is the third-largest expense for most people, and the number is steadily rising every year. The average person spends $8,169 per year on food. And the figure likely increased during View Post

Filed Under: Tagged With: FOOD SPENDING, GROCERY, GROCERY BUDGET, SAVE MONEY, SAVINGS TIPS

If you’re looking for ways to save, buying second-hand items might be a good idea. These 17 things are better to buy used instead of new.

17 Things That Are Better to Buy Used Instead of New

January 27, 2021
SAVE MORE

If you’re looking to cut back on your expenses, one of the easiest ways to do it is to buy more second-hand items. And for certain items, it just doesn’t make sense to pay full price because the View Post

Filed Under: Tagged With: BUY USED, BUYING USED, SAVE, SAVE MONEY, SAVE MORE, SECOND HAND, THRIFTING

Having an emergency fund is crucial on your financial journey and in life. But, is the $1,000 emergency fund enough to protect your family or should you have more?

Your Emergency Fund: Is $1,000 Really Enough?

March 17, 2020
SAVE MORE

After I had my son, I considered all of life’s potential twists and turns. It became clear to me that I would never feel 100% comfortable with only $1,000 in my emergency savings. With the challenges View Post

Filed Under: Tagged With: EMERGENCY FUND, EMERGENCY SAVINGS, SAVE MONEY, SAVING GOALS, SAVING TIPS

Whatever your financial goal, you can reach it faster when you find ways to reduce your spending. Check out 4 smart tips you can use to lower your cell phone bill.

4 Tips to Lower Your Cell Phone Bill

February 10, 2020
Cut Expenses

If you want your financial life to improve, you have to be willing to stretch yourself in ways you never have before. Are you trying to get out of debt? Do you want to save money for an emergency View Post

Filed Under: Tagged With: BILLS, CELL PHONE, CUT EXPENSES, NEGOTIATE LOWER BILLS, SAVE MONEY

f you want to find more money in your budget, the first place to look is the bills you are currently paying. Here are some tips to decrease your current expenses, so you have more income to use on financial goals.

How to Cut Expenses and Negotiate Lower Bills

January 29, 2020
Cut Expenses

Do you make pretty good money but find yourself struggling to make it to the next paycheck? To make matters worse, you have friends who make less than you but seem to be doing OK financially? Or, do View Post

Filed Under: Tagged With: MONTHLY EXPENSES, NEGOTIATE LOWER BILLS, SAVE MONEY

Don’t you hate it when you shop online and can’t find a valid coupon code? Let the Honey browser extension do it for you.

How to Save Money with Honey Browser Extension

January 23, 2020
SAVE MORE

Online shopping can be a lifesaver for your hectic schedule, but it can be hard to know if you’re getting the best price. Researching promo codes is frustrating, time-consuming, and the discounts View Post

Filed Under: Tagged With: HONEY, SAVE, SAVE MONEY, SAVING TIPS

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (https://bit.ly/2PDmTHz), in my TBM Shop (https://bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com.

CHAPTERS
00:00 Intro
00:37 Why you should use financial trackers
04:37 Savings Goals
08:32 Graphic Tracker for Debt
13:16 Lined Tracker for Debt
20:43 Tips & Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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Recent Posts

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