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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

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Creating a budget when money is tight is hard, but it isn't impossible. No matter what financial situation you’re in currently, there’s a way to make it better. But improving your finances requires change.

How to Start a Budget When You Live Paycheck to Paycheck

September 18, 2019
Budget Guides

Having a plan for your money is the most important key to reaching your financial goals. Want to pay down your debt? Need to build an emergency fund to draw on when unexpected expenses come up? Maybe View Post

Filed Under: Budget Guides, BUDGETING Tagged With: BUDGET, BUDGET TIPS, INCOME, PAYCHECK TO PAYCHECK

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

It's time for another Real Life Budget. We asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

In this video, I will be showing the real numbers from a reader, Ghofrane. She is a digital marketer and currently lives at home with her mom in Belgium. She is wanting to save enough money and be financially prepared to move out for the first time. For this Real Life Budget, I am breaking down the steps I would take to prepare for that expense! This is also the first Real Life Budget we have shown in Euros.

CHAPTERS:
00:00 Introduction
01:46 WHY & Story
03:53 Income & Pay Schedule
04:19 Fixed Expenses
04:46 Variable Expenses
05:35 Debt Picture
05:46 Savings Goals
06:31 BBP Method
09:04 How to prepare yourself for moving out (mock budget)
13:43 Conclusion

➡️ TRACKING YOUR SPENDING USING THE HIGHLIGHTER METHOD: https://bit.ly/3hZ752b
➡️ GET THE BUDGET BY PAYCHECK WORKBOOK: https://bit.ly/3J7qytp
➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

I'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

YOU CAN FIND ME AT:

📝 BLOG: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
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GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Free Email Course: https://bit.ly/2UYgNFf
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n
BBP REAL LIFE BUDGET | Belgium + Moving Out Budget
YouTube Video UCqP6K5GNGvQXSI10xNIAkxA_nDiV_AphoO8
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