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The Budget Mom

Real Women. Real Life. Real Finance

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Is the Coronavirus crisis making it hard to keep up with your bills? Learn the steps you can take to gain more control over your financial situation.

What to Do if You Can’t Afford to Pay Your Bills

May 14, 2020
Budget Tips

Many people are struggling financially, thanks to the Coronavirus pandemic. Even if you’re fortunate enough to be in good health, your life may be affected in other ways — especially where money is View Post

Filed Under: Tagged With: BILLS, CORONAVIRUS, EMERGENCY SAVINGS, NEGOTIATE LOWER BILLS, REDUCED INCOME

Whatever your financial goal, you can reach it faster when you find ways to reduce your spending. Check out 4 smart tips you can use to lower your cell phone bill.

4 Tips to Lower Your Cell Phone Bill

February 10, 2020
Cut Expenses

If you want your financial life to improve, you have to be willing to stretch yourself in ways you never have before. Are you trying to get out of debt? Do you want to save money for an emergency View Post

Filed Under: Tagged With: BILLS, CELL PHONE, CUT EXPENSES, NEGOTIATE LOWER BILLS, SAVE MONEY

f you want to find more money in your budget, the first place to look is the bills you are currently paying. Here are some tips to decrease your current expenses, so you have more income to use on financial goals.

How to Cut Expenses and Negotiate Lower Bills

January 29, 2020
Cut Expenses

Do you make pretty good money but find yourself struggling to make it to the next paycheck? To make matters worse, you have friends who make less than you but seem to be doing OK financially? Or, do View Post

Filed Under: Tagged With: MONTHLY EXPENSES, NEGOTIATE LOWER BILLS, SAVE MONEY

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (https://bit.ly/2PDmTHz), in my TBM Shop (https://bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com.

CHAPTERS
00:00 Intro
00:37 Why you should use financial trackers
04:37 Savings Goals
08:32 Graphic Tracker for Debt
13:16 Lined Tracker for Debt
20:43 Tips & Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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