• Home
  • GET THE BOOK
  • Start Here
  • Blog
  • Free Resources
  • Shop TBM
  • Courses

The Budget Mom

Real Women. Real Life. Real Finance

  • Home
  • Products
    • Live Rich Planner
    • Budget By Paycheck
  • Blog
  • FREE RESOURCES
  • COURSES
  • GET THE BOOK
  • Shop TBM

A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

MENUMENU
  • Home
  • Products
    • Live Rich Planner
    • Budget By Paycheck
  • Blog
  • FREE RESOURCES
  • COURSES
  • GET THE BOOK
  • Shop TBM
Is the Coronavirus crisis making it hard to keep up with your bills? Learn the steps you can take to gain more control over your financial situation.

What to Do if You Can’t Afford to Pay Your Bills

May 14, 2020
Budget Tips

Many people are struggling financially, thanks to the Coronavirus pandemic. Even if you’re fortunate enough to be in good health, your life may be affected in other ways — especially where money is View Post

Filed Under: Budget Tips, BUDGETING Tagged With: BILLS, CORONAVIRUS, EMERGENCY SAVINGS, NEGOTIATE LOWER BILLS, REDUCED INCOME

Whatever your financial goal, you can reach it faster when you find ways to reduce your spending. Check out 4 smart tips you can use to lower your cell phone bill.

4 Tips to Lower Your Cell Phone Bill

February 10, 2020
Cut Expenses

If you want your financial life to improve, you have to be willing to stretch yourself in ways you never have before. Are you trying to get out of debt? Do you want to save money for an emergency View Post

Filed Under: Cut Expenses, SAVE MORE Tagged With: BILLS, CELL PHONE, CUT EXPENSES, NEGOTIATE LOWER BILLS, SAVE MONEY

f you want to find more money in your budget, the first place to look is the bills you are currently paying. Here are some tips to decrease your current expenses, so you have more income to use on financial goals.

How to Cut Expenses and Negotiate Lower Bills

January 29, 2020
Cut Expenses

Do you make pretty good money but find yourself struggling to make it to the next paycheck? To make matters worse, you have friends who make less than you but seem to be doing OK financially? Or, do View Post

Filed Under: Cut Expenses, SAVE MORE Tagged With: MONTHLY EXPENSES, NEGOTIATE LOWER BILLS, SAVE MONEY

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

It's time for another Real Life Budget. We asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

In this video, I will be showing the real numbers from a reader, Ghofrane. She is a digital marketer and currently lives at home with her mom in Belgium. She is wanting to save enough money and be financially prepared to move out for the first time. For this Real Life Budget, I am breaking down the steps I would take to prepare for that expense! This is also the first Real Life Budget we have shown in Euros.

CHAPTERS:
00:00 Introduction
01:46 WHY & Story
03:53 Income & Pay Schedule
04:19 Fixed Expenses
04:46 Variable Expenses
05:35 Debt Picture
05:46 Savings Goals
06:31 BBP Method
09:04 How to prepare yourself for moving out (mock budget)
13:43 Conclusion

➡️ TRACKING YOUR SPENDING USING THE HIGHLIGHTER METHOD: https://bit.ly/3hZ752b
➡️ GET THE BUDGET BY PAYCHECK WORKBOOK: https://bit.ly/3J7qytp
➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

I'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

YOU CAN FIND ME AT:

📝 BLOG: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Free Email Course: https://bit.ly/2UYgNFf
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n
BBP REAL LIFE BUDGET | Belgium + Moving Out Budget
YouTube Video UCqP6K5GNGvQXSI10xNIAkxA_nDiV_AphoO8
Load More... Subscribe
Free Resource Library

Recent Posts

  • 14 Budget Friendly (But Fun) Things to Do This Summer: 2022 Edition
  • How to Financially Prepare and Handle a Divorce
  • How to Budget When Moving Out for the First Time
  • Sinking Funds vs. Cash Flow: What’s Right for Your Budget?
  • What Is Considered Financial Abuse and What Are the Signs?

Blog Categories

Amazon Associates Disclosure

The Budget Mom, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

  • Cart
  • Shop Policies

Start With My Friday Newsletter

Every Friday I send you a short helpful email with my popular Friday freebie. Join my 500k+ subscribers!

About

  • Home
  • ABOUT TBM
  • Contact
  • Start Here

Important

  • DISCLAIMER
  • PRIVACY POLICY
  • Subscribe

Favorites

  • YouTube
  • Blog
  • Live Rich Planner
  • Budget by Paycheck

Start With My Friday Newsletter

Copyright ©2022, The Budget Mom®
This website contains affiliate links, which means that if you click on a product link, I may receive a commission. This website is a participant in the amazon services llc associates program, an affiliate advertising program where I earn advertising fees by linking to amazon.com.
  • How financially fulfilled are you? Take this 2 minute quiz to get your score!
    Click Here to Start