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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

We all know breakfast is the most important meal of the day. Discover how to finally start making breakfast a part of your morning routine with these 6 grab-n-go oatmeal recipes.

6 Grab-N-Go Oatmeal Recipes for the Busy Woman

September 13, 2016
Food & Drink

  We all know breakfast is the most important meal of the day. But what happens when this meal also gets in the way of your other morning essentials. Let's face it, mornings aren't the View Post

Filed Under: Tagged With: FOOD, LIFE, RECIPES

6 Kitchen Essentials That Make Life Easier

September 1, 2016
Food & Drink

Let's face it, after working a long day, finding time to spend in the kitchen can be hard. Less time cooking means more time for family, friends, and more time enjoying the things that make life worth View Post

Filed Under: Tagged With: FOOD, HOME, LIFE

How Spare Change Is Helping Me Teach My Son about Money

July 25, 2016
FRUGAL LIVING

  The other day my 3-year old son said to me, "Mom, you need to go to work so you can get lots of money to get me a new toy," after I told him that we didn't have the money to get a new View Post

Filed Under: Tagged With: KIDS, LIFE, MONEY, MY STORIES

Are your finances getting you down? Whether you feel like you are not saving enough, not earning enough, have too much debt, or feel guilty about a recent purchase, you could probably use a financial mood boost.

3 Things to Do Today to Feel Better about Your Finances

July 5, 2016
FINANCE 101

Are your finances getting you down? Whether you feel like you are not saving enough, not earning enough, have too much debt, or feel guilty about a recent purchase, you could probably use a View Post

Filed Under: Tagged With: LIFE, MONEY, MOTIVATION

This is an article that explains how to save for retirement using a Traditional IRA. This is a wonderful retirement savings account that can save you on your tax bill now and in the long run. It's important that you know the facts so you can make the most informed decision possible and be a part of the decision making process if you decide to work with a financial advisor. Click to read about how a Traditional IRA can help you reach your retirement saving goals via tax-deferred growth and compounding.

Retirement for Beginners: The Traditional IRA Explained

June 30, 2016
FINANCE 101

In the world of retirement, there a TON of accounts to consider. Knowing which retirement account is right for you is important because there are rules and benefits that might be different depending View Post

Filed Under: Tagged With: CAREER, LIFE, RETIREMENT, SAVING

morning,routine,peaceful,calm

3 SUREFIRE WAYS TO HAVE A MORE PEACEFUL MORNING

May 27, 2016
Beauty & Health Tips

It's 6 o'clock in the morning and you hear your alarm go off on your phone. You reach over still half asleep and turn it off. 45 minutes go by and you spring from your bed to look at your watch. The View Post

Filed Under: Tagged With: LIFE, MOTIVATION

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show on YouTube, please reach out to budgets@thebudgetmom.com.

Diane is a single mom who is a Database Administrator for an IT Department at a local college. She lives in Queens, NY, and eventually wants to move to a lower-cost of living area in the future. 

Diane submitted her information because she is struggling to organize and tackle all of her larger short-term goals.

CHAPTERS:
00:00 Introduction
02:15 Why & Personal Story
04:20 Income 
04:37 Fixed Expenses
05:48 Variable Expenses
06:31 Debt
07:53 Savings Goals
10:18 Budget By Paycheck Method
14:51 My Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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