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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

If you have questions about how the healthcare marketplace works and how to find the best plan for your family, then you’ll want to read this post!

What You Need to Know About Medical Insurance in 2022

December 2, 2021
FINANCE 101

It’s that time of year again… No, unfortunately, I’m not talking about the holidays. It’s the time of year when we need to start thinking about healthcare coverage for the next calendar View Post

Filed Under: Tagged With: BUDGET TIPS, INSURANCE, MEDICAL INSURANCE

Is Gap Insurance Worth It?

September 16, 2021
FINANCE 101

If you recently applied for a car loan, the dealership most likely gave you the option to purchase gap insurance on your vehicle. Gap insurance pays off the loan balance if your car is stolen or View Post

Filed Under: Tagged With: CAR INSURANCE, GAP INSURANCE, INSURANCE

Many people get pet insurance insurance so they won’t get stuck paying thousands of dollars for an unexpected vet bill. But is pet insurance really worth it?

Is Pet Insurance Worth It? Here’s What You Need to Know

April 1, 2021
FINANCE 101

  If you’re like 76% of Americans, you understand the joy that comes with owning a pet. But let’s be honest -- being a pet owner comes with a lot of responsibility. Not only do you have to View Post

Filed Under: Tagged With: INSURANCE, PET, PET INSURANCE

If something were to happen to me or my spouse, who would take care of the kids?” This article will help you understand the different types of life insurance options available.

Types of Life Insurance & Which One Is Right for You

August 26, 2020
FINANCE 101

“If something were to happen to me or my spouse, who would take care of the kids?” This is a question many parents are asking themselves, especially during these turbulent times. For single mothers View Post

Filed Under: Tagged With: INSURANCE, LIFE INSURANCE

Deciding on the right insurance is complicated. There are so many different types from term to whole to universal. Taking care of your family is the number one priority, but can insurance also be an excellent way to invest? If you’ve heard that universal life insurance can help you make money, here’s what you need to know!

What Is Universal Life Insurance and Is It a Good Investment?

August 8, 2019
FINANCE 101

There are so many choices out there for life insurance, and it’s SO EASY to get sucked into a life insurance policy that isn’t financially smart. I have talked about term and whole life View Post

Filed Under: Tagged With: FAMILY, INSURANCE, LIFE INSURANCE

Did you know that over 60% of all renters do not have renters insurance? Did you also know that renters insurance is extremely affordable and covers everything from property damage and medical coverage to legal fees and hotel costs? The average renter’s insurance policy is only $15 per month - you can’t afford not to be covered!

Is Renters Insurance Worth It?

June 26, 2019
FINANCE 101

Everything You Never Knew about Renters Insurance We’re all pursuing our version of the American Dream, and for many of us, owning our own home is one aspect of that dream. But the fact is that many View Post

Filed Under: Tagged With: APARTMENT, INSURANCE, RENTERS INSURANCE

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show on YouTube, please reach out to budgets@thebudgetmom.com.

Diane is a single mom who is a Database Administrator for an IT Department at a local college. She lives in Queens, NY, and eventually wants to move to a lower-cost of living area in the future. 

Diane submitted her information because she is struggling to organize and tackle all of her larger short-term goals.

CHAPTERS:
00:00 Introduction
02:15 Why & Personal Story
04:20 Income 
04:37 Fixed Expenses
05:48 Variable Expenses
06:31 Debt
07:53 Savings Goals
10:18 Budget By Paycheck Method
14:51 My Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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