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The Budget Mom

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  • BUDGETING
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        • Budgeting Basics
        • Budget Guides
        • Budget Tips
        • Budget Recaps & Overviews
        • We live in a society that emphasizes spending and budgeting based on income, but what if this isn’t the best mindset to truly build wealth?

          A Closer Look at Spending Based on Income Rather Than Net Worth

          Living on a budget can be as challenging as sticking to a diet or committing to a workout routine. Here are tips to avoid burnout so you can achieve your goals!

          How to Avoid Budget Burnout: 5 Tips to Stay the Course

          When creating a budget, most of us focus on tracking our expenses, but tracking your income is just as important. This includes knowing your starting balance.

          What is Your Starting Balance & Why Does It Matter for Your Budget?

  • SAVE MORE
        • Categories

        • Cut Expenses
        • Extra Income
        • Saving Tips
        • The true cost of a speeding ticket depends on your location, how fast you were driving, and any previous violations. Learn how much you can expect to pay after receiving a speeding ticket.

          Explained: The Surprising True Cost of a Speeding Ticket

          If you’re looking for ways to save, buying second-hand items might be a good idea. These 17 things are better to buy used instead of new.

          17 Things That Are Better to Buy Used Instead of New

          If you need to earn fast cash, selling household items online is the easiest way to do it. Here are 20 things in your home that you can sell right now.

          Need Cash Fast? 20 Things In Your Home You Can Sell Right Now

  • FRUGAL LIVING
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        • Beauty & Health Tips
        • DIY
        • Family & Money
        • Food & Drink
        • Frugal Living 101
        • Household Tips
        • Holidays & Occasions
        • Kids & Money
        • Many people consider going to grad school but wonder if it’s worth the financial investment. Here are five questions you should ask yourself before committing to grad school.

          Should I Go to Grad School? 5 Things to Consider First

          It’s not too early to start helping your child build their financial future. If you want to help your child start investing, here are the steps you’ll take to get started.

          How Can My Child Start Investing?

          For many people, the holidays are a stressful and expensive time of year. Learn how to host a holiday dinner without blowing your budget this year.

          7 Steps to Hosting a Holiday Dinner on a Budget

  • DEBT & CREDIT
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        • Credit Cards
        • Credit Report & Score
        • Debt Basics
        • Get Out of Debt
        • Loans, Etc.
        • No matter how they attempt to get in touch with you, dealing with debt collectors can cause stress, but you still need to deal with them. Here’s how.

          How to Deal with Debt in Collections

          It’s easy to swipe a credit card, but paying it off is an entirely different story. Here’s what you need to know about the true cost of buying on credit.

          Revealed: The Ugly Cost of Buying on Credit

          Should You Buy Your Leased Car?

  • FINANCE 101
        • Categories

        • Financial Planning
        • Investing
        • Retirement
        • Tax Tips
        • When it comes to financial boundaries, the consequences of “crossing the line” aren’t as obvious. Adjusting your financial mindset can change everything.

          The Financial Boundaries Mindset that Will Change Your Life

          Many people get pet insurance insurance so they won’t get stuck paying thousands of dollars for an unexpected vet bill. But is pet insurance really worth it?

          Is Pet Insurance Worth It? Here’s What You Need to Know

          Taking the leap into homeownership is a daunting task, but knowing what to look for can help protect you in the long-run. Here are some tips to consider!

          What to Look for When Buying Your First House

You can make some easy money when you know how to sell on Mercari. Here is a step-by-step guide to get you up and running and earning cash.

What You Need to Know to Sell on Mercari

November 20, 2019
Extra Income

Those of you who follow me on Insta know I fell in love with selling my clothes online. You also know it took me awhile to get to the place where I could sell on Mercari, the selling app that really View Post

Filed Under: Extra Income, SAVE MORE Tagged With: EXTRA INCOME, INCOME, MERCARI, SELL

Creating a budget when money is tight is hard, but it isn't impossible. No matter what financial situation you’re in currently, there’s a way to make it better. But improving your finances requires change.

How to Start a Budget When You Live Paycheck to Paycheck

September 18, 2019
Budget Guides

Having a plan for your money is the most important key to reaching your financial goals. Want to pay down your debt? Need to build an emergency fund to draw on when unexpected expenses come up? Maybe View Post

Filed Under: Budget Guides, BUDGETING Tagged With: BUDGET, BUDGET TIPS, INCOME, PAYCHECK TO PAYCHECK

If you haven’t taken the plunge and done some serious purging in a while, Facebook Marketplace can be your absolute best way to make some quick cash while freeing up some space in your place!

How to Sell Unused Items on Facebook Marketplace

March 5, 2019
Extra Income

A few weeks ago on The Budget Mom blog, I gave you 10 legitimate ways to make extra income from home. Among those options was: Sell Your Stuff. If you haven’t taken the plunge and done some serious View Post

Filed Under: Extra Income, SAVE MORE Tagged With: EXTRA INCOME, EXTRA MONEY, FACEBOOK MARKETPLACE, INCOME

Living on a budget is great. Unless, of course, it’s not. Because sometimes even living within your budget calls for more money than you’re bringing in.

10 Legitimate Ways to Make Extra Income from Home

January 30, 2019
Extra Income

Living on a budget is great. Unless, of course, it’s not. Because sometimes even living within your budget calls for more money than you’re bringing in. Maybe the transmission is going out two View Post

Filed Under: Extra Income, SAVE MORE Tagged With: EARN MORE INCOME, EXTRA INCOME, INCOME, WORK FROM HOME

Read about the three crucial reasons why you should set up a budget or spending plan. Budgeting your income and expenses is a critical step to paying off debt!

How to Budget Your Income and Expenses

April 15, 2018
Budget Guides

This is article two of Part One of the "Conquering Debt Series." Read article one of Part One here. When you have debt, there is always a fear of falling behind. In some cases, debt becomes so View Post

Filed Under: Budget Guides, BUDGETING Tagged With: BUDGETING, CONQUERING DEBT SERIES, EXPENSES, HOW TO BUDGET, INCOME

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

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  • How to Deal with Debt in Collections
  • The Financial Boundaries Mindset that Will Change Your Life
  • Is Pet Insurance Worth It? Here’s What You Need to Know
  • A Closer Look at Spending Based on Income Rather Than Net Worth
  • What to Look for When Buying Your First House

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