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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

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You can make some easy money when you know how to sell on Mercari. Here is a step-by-step guide to get you up and running and earning cash.

What You Need to Know to Sell on Mercari

November 20, 2019
Extra Income

Those of you who follow me on Insta know I fell in love with selling my clothes online. You also know it took me awhile to get to the place where I could sell on Mercari, the selling app that really View Post

Filed Under: Extra Income, SAVE MORE Tagged With: EXTRA INCOME, INCOME, MERCARI, SELL

Creating a budget when money is tight is hard, but it isn't impossible. No matter what financial situation you’re in currently, there’s a way to make it better. But improving your finances requires change.

How to Start a Budget When You Live Paycheck to Paycheck

September 18, 2019
Budget Guides

Having a plan for your money is the most important key to reaching your financial goals. Want to pay down your debt? Need to build an emergency fund to draw on when unexpected expenses come up? Maybe View Post

Filed Under: Budget Guides, BUDGETING Tagged With: BUDGET, BUDGET TIPS, INCOME, PAYCHECK TO PAYCHECK

If you haven’t taken the plunge and done some serious purging in a while, Facebook Marketplace can be your absolute best way to make some quick cash while freeing up some space in your place!

How to Sell Unused Items on Facebook Marketplace

March 5, 2019
Extra Income

A few weeks ago on The Budget Mom blog, I gave you 10 legitimate ways to make extra income from home. Among those options was: Sell Your Stuff. If you haven’t taken the plunge and done some serious View Post

Filed Under: Extra Income, SAVE MORE Tagged With: EXTRA INCOME, EXTRA MONEY, FACEBOOK MARKETPLACE, INCOME

Living on a budget is great. Unless, of course, it’s not. Because sometimes even living within your budget calls for more money than you’re bringing in.

10 Legitimate Ways to Make Extra Income from Home

January 30, 2019
Extra Income

Living on a budget is great. Unless, of course, it’s not. Because sometimes even living within your budget calls for more money than you’re bringing in. Maybe the transmission is going out two View Post

Filed Under: Extra Income, SAVE MORE Tagged With: EARN MORE INCOME, EXTRA INCOME, INCOME, WORK FROM HOME

Read about the three crucial reasons why you should set up a budget or spending plan. Budgeting your income and expenses is a critical step to paying off debt!

How to Budget Your Income and Expenses

April 15, 2018
Budget Guides

This is article two of Part One of the "Conquering Debt Series." Read article one of Part One here. When you have debt, there is always a fear of falling behind. In some cases, debt becomes so View Post

Filed Under: Budget Guides, BUDGETING Tagged With: BUDGETING, CONQUERING DEBT SERIES, EXPENSES, HOW TO BUDGET, INCOME

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

Ryen & I are talking about our June 2022 budget numbers! Not only do we show where our dollars went, but we also discuss if we stuck to our budget limits.

In this video, we are going over some heavy spending I had in June (thank you, sinking funds!) and Ryen gives an update on her debt payoff timeline. 

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars. Today, I am going to show you how to extract all of the vital information from your expense trackers using the "Where Did My Money Go?" Worksheets.

CHAPTERS:
00:00 Introduction
09:57 Miko's Budget Category Breakdown
12:46 Miko's Investment & Savings Breakdown
14:21 Miko's Spending Comparison to May 2022
15:10 Ryen's Budget Category Breakdown
17:18 Ryen's Debt & Savings Breakdown
18:22 Ryen's  Spending Comparison to May 2022
19:08 Conclusion


➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

I'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

YOU CAN FIND ME AT:

📝 BLOG: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Free Email Course: https://bit.ly/2UYgNFf
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n
JUNE 2022 BUDGET RECAP | Budget By Paycheck + Budget Tips
YouTube Video UCqP6K5GNGvQXSI10xNIAkxA_QFxVLJaDXUw
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