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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Are you looking for ways to make more money or increase income? Here are 20+ ways you can make more money so you can tackle your financial goals faster!

20+ Ways to Make More Money

July 3, 2019
Extra Income

There has never been a better time to be alive to make money. In this blog post, I want to show you how to make money. Some of the ways are a little quicker than others, so you have plenty of View Post

Filed Under: Tagged With: EXTRA INCOME, EXTRA MONEY, SIDE HUSTLE, SIDE JOBS

If you haven’t taken the plunge and done some serious purging in a while, Facebook Marketplace can be your absolute best way to make some quick cash while freeing up some space in your place!

How to Sell Unused Items on Facebook Marketplace

March 5, 2019
Extra Income

A few weeks ago on The Budget Mom blog, I gave you 10 legitimate ways to make extra income from home. Among those options was: Sell Your Stuff. If you haven’t taken the plunge and done some serious View Post

Filed Under: Tagged With: EXTRA INCOME, EXTRA MONEY, FACEBOOK MARKETPLACE, INCOME

Does it feel like you just can’t get ahead when it comes to money? Even now that you’re earning more, there still seems to be nothing left over to help you get out of debt or save for the future? Your finances may be the victim of lifestyle inflation.

Lifestyle Inflation: Getting What You Deserve

February 15, 2019
FRUGAL LIVING

First, let me ask you: What causes you the most stress in life? Work? Finances? Trying to measure up? If you’re like most Americans under 50, your answer was one of these top three View Post

Filed Under: Tagged With: BUDGET TIPS, EXTRA INCOME, FRUGAL LIVING, LIFESTYLE INFLATION, SAVE MONEY

Living on a budget is great. Unless, of course, it’s not. Because sometimes even living within your budget calls for more money than you’re bringing in.

10 Legitimate Ways to Make Extra Income from Home

January 30, 2019
Extra Income

Living on a budget is great. Unless, of course, it’s not. Because sometimes even living within your budget calls for more money than you’re bringing in. Maybe the transmission is going out two View Post

Filed Under: Tagged With: EARN MORE INCOME, EXTRA INCOME, INCOME, WORK FROM HOME

Are you getting an extra paycheck this month? Here is what you need to do with that extra income to get the most out of your budget! It doesn't matter if it's an extra paycheck, a bonus, an inheritance, or a surprise cash gift from your parents - you need to have a plan in place for any "extra" money that you receive.

What to Do with That Extra Third Paycheck

October 16, 2018
Extra Income

Depending on your pay schedule, you might find yourself with an extra paycheck this month! It doesn't matter if it's an extra paycheck, a bonus, an inheritance, or a surprise cash gift from your View Post

Filed Under: Tagged With: BUDGET, EXTRA INCOME, FINANCIAL GOALS, THIRD PAYCHECK

Are you needing to find extra money quickly? If you are facing financial troubles, it's important to find solutions that won't make your situation worse.

Need More Money? Options That Could Get You into Trouble.

September 11, 2018
Extra Income

This is article four of Part Two of the "Conquering Debt Series." Read Part One here. When your financial situation becomes severe and you need money quickly, it becomes easier to make decisions View Post

Filed Under: Tagged With: BORROWING MONEY, CONQUERING DEBT SERIES, DEBT, EXTRA INCOME

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
It’s time for another Real Life Budget. I asked my readers to submit their REAL information. Real spending, real debt, and real savings goals.

I am taking those real-life numbers and showing you how I would organize and budget that information using my Budget By Paycheck® Method.

If you would like to submit your budget information to possibly be picked for a Real Life Budget that we will show on YouTube, please reach out to budgets@thebudgetmom.com.

Diane is a single mom who is a Database Administrator for an IT Department at a local college. She lives in Queens, NY, and eventually wants to move to a lower-cost of living area in the future. 

Diane submitted her information because she is struggling to organize and tackle all of her larger short-term goals.

CHAPTERS:
00:00 Introduction
02:15 Why & Personal Story
04:20 Income 
04:37 Fixed Expenses
05:48 Variable Expenses
06:31 Debt
07:53 Savings Goals
10:18 Budget By Paycheck Method
14:51 My Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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