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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Are you looking for a new credit card? Here are the types of credit cards you need to avoid!

6 Types of Credit Cards You Need to Avoid

June 20, 2018
Credit Cards

Editorial Disclosure

Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any of these entities.

This is article two of Part Two of the "Conquering Debt Series." Read Part One here. Many people risk their financial freedom by falling victim to credit card debt. Lousy spending choices and life View Post

Filed Under: Tagged With: CONQUERING DEBT SERIES, CREDIT CARDS, GET OUT OF DEBT

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Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

They may seem like good decisions at the time, but they could haunt you for the rest of your life.

4 Money Decisions You Will Regret Later

June 11, 2017
FINANCE 101

Editorial Disclosure

Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any of these entities.

Have you ever made a decision, one that seemed like a good idea at the time, only to feel awful about it later? I think we all make these types of decisions in life. After all, it's these kind of View Post

Filed Under: Tagged With: MONEY, SPENDING, STUDENT LOANS

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Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Luckily, rebuilding your credit after bankruptcy is possible. Since bankruptcy can negatively affect your credit score for up to 10 years, it's important to start taking steps to rebuild it as soon as possible. Here are nine ways you can rebuild your credit after bankruptcy.

9 Ways to Repair Your Credit Score After Bankruptcy

November 29, 2016
Credit Report & Score

Editorial Disclosure

Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any of these entities.

This is a guest post from Tina Roth of ProFinance Blog Bankruptcy is like a double-edged sword. If you use it in the right way, the financial tide will then turn in your favor. But if you screw up, View Post

Filed Under: Tagged With: CREDIT SCORE, DEBT

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Here are three strategies to help you decide if you should pay off debt first or if you should start saving your money. Maybe you can do both?

Should You Pay off Debt or Save?

September 25, 2016
SAVE MORE

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Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any of these entities.

When I finally realized that having savings built up for emergencies was something I needed, I had to make the hard choice of deciding to pay off my current debt or to start saving my money. This was View Post

Filed Under: Tagged With: CREDIT CARDS, CREDIT SCORE, DEBT, GET OUT OF DEBT, GOALS, LOANS, SAVE

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start saving challenge,day 9,save,save more,saving

START SAVING Challenge Day #9: Change Your Debt Story

June 2, 2016
Start Saving Challenge

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Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any of these entities.

Are you new to the START SAVING Challenge? Learn about it HERE & sign-up. This post is part of the START SAVING Challenge. Make sure to read previous posts. Day#8: Reduce Your Expenses START View Post

Filed Under: Tagged With: START SAVING CHALLENGE

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Balance transfers can be a life saver if you have a lot of high-interest debt. Click to read about how I used it to pay off over $7500 in credit card debt.

Balance Transfers – How I Paid Off $7,500 In Credit Card Debt

May 4, 2016
Credit Cards

Editorial Disclosure

Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any of these entities.

When I started the process of paying off my debt, transferring my credit card balances to lower interest cards really helped. This tool can be a lifesaver if you have a lot of high-interest debt, but View Post

Filed Under: Tagged With: CREDIT CARDS, DEBT, SAVING

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« Previous Page

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (https://bit.ly/2PDmTHz), in my TBM Shop (https://bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com.

CHAPTERS
00:00 Intro
00:37 Why you should use financial trackers
04:37 Savings Goals
08:32 Graphic Tracker for Debt
13:16 Lined Tracker for Debt
20:43 Tips & Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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  • Building a College Fund for Kids: Invest in Their Future Today
  • HELOC to Pay Off Debt: Is it a Lifeline or a Trap?
  • Budget Tune-Up: Know When to Adjust Your Limits
  • Freeze Your Credit: How It Works and When It’s a Smart Move
  • Bounce Back from Fraud: How to Protect Your Family’s Finances and Move Forward

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