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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Are you needing to find extra money quickly? If you are facing financial troubles, it's important to find solutions that won't make your situation worse.

Need More Money? Options That Could Get You into Trouble.

September 11, 2018
Extra Income

This is article four of Part Two of the "Conquering Debt Series." Read Part One here. When your financial situation becomes severe and you need money quickly, it becomes easier to make decisions View Post

Filed Under: Tagged With: BORROWING MONEY, CONQUERING DEBT SERIES, DEBT, EXTRA INCOME

Learn about your rights and the ways you can dispute fraud, identity theft, or billing errors on your credit card.

Credit Card Disputes: Understanding Your Rights

July 9, 2018
Credit Cards

This is article three of Part Two of the "Conquering Debt Series." Read Part One here. Have you ever experienced a problem with your credit card bill? Have you ever had mysterious charges, View Post

Filed Under: Tagged With: CONQUERING DEBT SERIES, CREDIT CARDS, GET OUT OF DEBT

Are you looking for a new credit card? Here are the types of credit cards you need to avoid!

6 Types of Credit Cards You Need to Avoid

June 20, 2018
Credit Cards

Editorial Disclosure

Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any of these entities.

This is article two of Part Two of the "Conquering Debt Series." Read Part One here. Many people risk their financial freedom by falling victim to credit card debt. Lousy spending choices and life View Post

Filed Under: Tagged With: CONQUERING DEBT SERIES, CREDIT CARDS, GET OUT OF DEBT

User Generated Content Disclosure

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Here are eight things you need to know about credit cards to keep yourself protected. Credit card debt can become a problem, make sure you make the best decisions by following these simple tips!

8 Simple Steps to Avoid Credit Card Problems

June 11, 2018
Credit Cards

This is article one of Part Two of the "Conquering Debt Series." Read Part One here. As a rule of thumb, credit card should be considered low-priority debt. However, you may find that credit card View Post

Filed Under: Tagged With: CONQUERING DEBT SERIES, CREDIT CARDS, GET OUT OF DEBT

Simple steps you can take to make a bad situation better.

7 Steps to Coping With a Bad Credit Report

June 6, 2018
Credit Report & Score

This is article eight of Part One of the "Conquering Debt Series." Read article seven of Part One here. Have you looked at your credit report recently? If you have, did it confirm your worst View Post

Filed Under: Tagged With: CONQUERING DEBT SERIES, CREDIT REPORT, CREDIT SCORE, GET OUT OF DEBT

If you have financial issues, you should try to learn the truth about your credit report. Knowing what's in your credit report and how it works will help you understand what you can and cannot do to improve your credit score.

Credit Report Basics You Need to Know About

June 4, 2018
Credit Report & Score

This is article seven of Part One of the "Conquering Debt Series." Read article six of Part One here. If you have financial issues, you should try to learn the truth about your credit report. View Post

Filed Under: Tagged With: CONQUERING DEBT SERIES, CREDIT REPORT, CREDIT SCORE, GET OUT OF DEBT

Next Page »

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Back on March 1st, I did an Instagram Live all about closing out your budget.

This step and my "Where Did My Money Go?" Worksheets are the two things I get the MOST questions about.

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars.

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp
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