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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

When thinking about your WHY, it should be something so important that it lights a fire under you. Your level of passion and dedication to your WHY should leave you feeling emotional.

How to Close Out Your Budget Every Month

December 26, 2018
Budget Guides

You finally put in the work. You managed to track your spending and stick to your budget. So, now what? What do you do with your budget after the month is over, and you're ready to begin a new View Post

Filed Under: Tagged With: BUDGET CATEGORIES, BUDGET GUIDES, BUDGET TIPS, EXPENSE TRACKERS

The most important reason to track your spending is to create financial awareness. If you don't know where your money is going or how you spent it, you can't identify which habits you can change to make your money work for you.

How to Create a Visual Method for Tracking Your Spending

August 13, 2018
Budget Guides

Knowing where your money is going is vital if you want to be successful with your money. In fact, it's the foundation for your budget. If you have been asking yourself, "Where did all of my money go?" View Post

Filed Under: Tagged With: BUDGET GUIDES, EXPENSE TRACKER, EXPENSES, Featured, TRACKING SPENDING

Today, I'm sharing an in-depth, step-by-step guide on how I use the all-new 2017 Live Rich Planner. I show you how to track your expenses, use the budget sheet, and how to keep track of your savings, and how you can keep track of your debt payoff.

How I Use the 2018 Live Rich Planner

December 20, 2017
Budget Guides

For the longest time, I used an excel spreadsheet to document and budget successfully. The problem I kept running into was convenience. I would be in line at a grocery store, and a random thought View Post

Filed Under: Tagged With: BUDGET GUIDES, LIVE RICH PLANNER, ORGANIZE

Living with irregular income can mean living on a roller coaster ride when it comes to budgeting, but creating a budget is possible.

Have Irregular Income? Here’s How to Budget for It.

February 8, 2017
Budget Guides

Let's be honest. Budgeting gets a little easier when you have a steady income, and you can familiarize yourself with careful planning. If you are self-employed, understanding what it's like to have View Post

Filed Under: Tagged With: BUDGET, BUDGET GUIDES, MONEY

Today, I am showing you our 2017 Budget-by-Paycheck Binder. Learn how I manage our money on a monthly basis, track our spending, pay off debt, and how we save for important goals. Get the budget printables that I use, and start creating a plan for your money today.

Our 2017 Budget Binder (A Plan for Every Dollar)

December 5, 2016
Budget Guides

This week, I wanted to share something very special with you. In this article, I am going to show you the exact steps that I use to budget our money, and how you can get the same system that I use. If View Post

Filed Under: Tagged With: BUDGET, BUDGET GUIDES, PRINTABLE

I was able to find an extra $200 in my budget by reducing my fixed expenses, and by making a subtle change on how I spent my money. Here is how I was able to afford a new expense when my budget was already stretched thin.

How to Find Extra Money Hidden in Your Budget

November 21, 2016
Budget Guides

How great would it be to wake up tomorrow and find that you have an extra $200 to put towards savings or paying off debt? What about having some extra money to pay for a "want" item or a new expense? View Post

Filed Under: Tagged With: BUDGET, BUDGET GUIDES, MONEY, SAVE

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Back on March 1st, I did an Instagram Live all about closing out your budget.

This step and my "Where Did My Money Go?" Worksheets are the two things I get the MOST questions about.

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars.

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp
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