Latest posts by Kumiko Ehrmantraut (see all)
- How to Find Contentment On Your Financial Journey - May 13, 2021
Check out my August 2018 Monthly Meal Plan here.
September proved to be harder than I anticipated for meal planning. We had a weekend trip and some unexpected events that came up that made meal planning that much harder. I am learning to adapt to different situations, and even though we had some hiccups, I still managed to stick to my meal plan and stay under budget.
Every month, I allocate $400 to my food budget ($200 each paycheck), and I use the cash in my food envelope for eating out and grocery trips. I have a small family, just my son, my boyfriend, and myself.
This week on my Instagram, I did a complete video tutorial that walked you through every step that I take in my meal planning process. Not only do I show you how I pick out my recipes on Pinterest, but I tell you about the two deciding factors that I look for when choosing a recipe to use in my meal plan.
Click the video below to be taken to my IGTV Channel to watch my video tutorial!
WHY I STARTED MEAL PLANNING
Just like you, I am consistently trying to find ways to cut down on food costs and cut out extra expenses in my budget. Starting in January 2018, I began tracking every dollar that I spend throughout the month. Not only am I keeping up-to-date on my expense tracker, but I am also keeping a close watch on my cash envelope spending trackers.
If you are not familiar with my budgeting method, you can read all about the cash envelope method here. Essentially, I pay all of my regular expenses online and use cash envelopes for the rest of my variable spending. If you are interested in using my budgeting method, I have a free email course that teaches you step-by-step on how to set one up. You can see more about my Budget Blueprint Email Course here.
I started noticing that almost every line item on my spending tracker was eating out. I was spending nearly $800 every month on eating out and spontaneous Starbucks purchases. I have tried meal planning in the past, but I never lasted more than two weeks.
Seeing my spending tracker for my food budget was enough to kick my butt into gear.
It made me furious that I was spending all of this money on food, rather than on my savings or paying off debt.
I also knew that I could cut my food budget in half if I had a plan. So I developed the TBM Meal Planning Workbook. (The TBM Meal Planning Workbook pairs well with $5 Meal Plans.)
THINGS I HAVE LEARNED SO FAR
Here are some things that have helped me save money on my new meal plan.
- Always shop your pantry, refrigerator, and freezer first! You can cut costs by making recipes that use what you already have on hand.
- Have a planned grocery shopping list! Use this list to see if any of the ingredients you are going to buy are on sale or can be substituted for ones that are on sale. The apps I currently LOVE using are Ibotta, Walmart Savings Catcher, and the Krazy Coupon Lady.
- Don't be afraid to incorporate dedicated days for leftovers in your meal plan!
- Make a price list before you head to the store. Jump online and check prices before you start grocery shopping. This will give you a good idea if you need to substitute an item or remove it completely if there is not enough cash in your food budget.
SEPTEMBER BUDGET MONTHLY MEAL PLAN
In September, I had an accident with my Instant Pot which left me without my main kitchen appliance for a few days. I ended up dropping the lid on the ground and breaking the main seal component for the pressure cooking function. I decided to use my emergency savings to buy a new one because the piece that I damaged was irreplaceable and unfixable.
That was just one hiccup that I experienced during September, but thanks to Amazon Prime two-day free shipping, I was back to meal planning in no time. I can't function without my Instant Pot. It saves me so much time in the kitchen, and with my busy schedule, I can't live without it.
SEPTEMBER (WEEK 9/1 – 9/9)
- 9/1: LEFTOVERS
- 9/2: LEFTOVERS
- 9/3: Meatloaf and Mashed Potatoes
- 9/4: Instant Pot Spicy Teriyaki Chicken Thighs
- 9/5: LEFTOVERS
- 9/6: Instant Pot Pork Chop One Pot Meal
- 9/7: Instant Pot Buttery Lemon Chicken
- 9/8: Seattle Mariners Trip
- 9/9 LEFTOVERS
For the first week of September, we planned a weekend trip to a Seattle Mariners game. I saved enough money to cover all of our food costs while we were gone, and fortunately, we ended up coming back with a lot of our food budget cash.
We had a couple of favorites this week, but the Meatloaf One-Pot Meal is one that I will be making again in the future. Not only was it really easy to make, but it turned out delicious! We also loved the Spicy Teriyaki Chick Thighs because it gave us three days worth of lunches for the week.
For my first grocery trip in September, I ended up spending $85.77. I usually complete and finalize my meal plan every Sunday morning, and then make a grocery trip in the evening.
My goal is to keep my weekly shopping trips under $100, so we have some cash left over for eating out. Remember, I only budget $400 every month, so the lower my grocery trip bills, the more cash we have for eating out or coffee runs.
SEPTEMBER (WEEK 9/10 – 9/16)
- 9/10: Hotdogs & Velveeta
- 9/11: Penne with Sausage in Tomato Cream Sauce
- 9/12: LEFTOVERS
- 9/13: Frozen Pizza
- 9/14: LEFTOVERS
- 9/15: Eating Out – Noodle Express
- 9/16: Eating Out
As you can see from my meal plan above, this was the week that my Instant Pot broke. We had to scrounge the kitchen for lunches, and we ate out more than usual. The recipe that I was able to make turned out to be one of our favorites, and I have highlighted the recipe in my binder to make again.
I keep a lot of canned goods like chicken, tuna, and vegetables in the pantry for snacks or lunches just in case my meal plan backfires. I have learned to have a backup plan just in case we are unable to cook anything, so keeping things that have a long shelf-life helps a ton!
For my second grocery trip in September, I spent $66.41. Like most family grocery trips, there are always things that I need to buy that are outside of my meal plan.
My son loves Cinnamon Toast in the morning, so I end up buying a box twice a month. I had no idea that my Instant Pot would break during the second week of September, so most of these groceries were used to make my meal plan for the following week.
SEPTEMBER (WEEK 9/17 – 9/23)
- 9/17: Tortellini Alfredo
- 9/18: Velveeta
- 9/19: Frozen Pizza
- 9/20: Eating Out
- 9/21: Potstickers & Rice
- 9/22: Pizza
- 9/23: Eating Out
For the third week of September, we didn't end up doing any grocery shopping at all. The truth is, I got lazy and fell off the meal planning train. I have found that I have one of these weeks every month. It's a week where I struggle to keep up with my schedule, and because of this, I end up giving up on my monthly meal plan.
We always find a way to make it work, and we keep things simple. We have hotdogs or frozen pizza, and I end up using things leftover in our pantry.
A lot of you asked about my 20-minute Homemade Enchiladas that I managed to make for lunches. Even without making it to the grocery store, I still had three remaining chicken breasts in my freezer.
I threw the frozen chicken breasts in my Instant Pot, shredded the chicken after it was done cooking, and added cheese. I made burritos with the shredded chicken and cheese mixture and used a can of red enchilada sauce that I had in my pantry. I layered cheese on top and baked in the oven for about 15 minutes. I didn't use a recipe, I threw things together using ingredients I had laying around. It produced a massive patch of enchiladas that gave us lunches and dinners for the next two nights!
When cooking my frozen chicken breasts in the Instant Pot, I set the pressure cooking function to eight minutes, and then do a natural release so that they come out juicy.
I ended up making one of my go-to favorites during the third week – Tortellini Chicken Alfredo. I use this recipe during the weeks where I don't have time to search or print out new recipes. It's a household favorite that can be made in 20 minutes or less!
SEPTEMBER (WEEK 9/24 – 9/30)
- 9/24: Smothered Ranch Pork Chops
- 9/25: One-Pan Chicken Fajita Pasta
- 9/26: LEFTOVERS
- 9/27: Creamy Cajun Pasta with Chicken
- 9/28: Eating Out
- 9/29: Buttery Lemon Chicken
- 9/30: LEFTOVERS
For the last week of September, we found a new favorite. The Creamy Cajun Pasta with Chicken was delicious, and it made a VERY big batch. It gave us two nights of leftovers and enough for lunches the next day. I was worried about the spice level for my son, but it was surprisingly mild, and my son loved it.
For the last grocery trip of the month, I ended up spending $62.53. This means that for all of my meal planning grocery trips, I spent $214.71 for the entire month.
Keep in mind, that I do make other purchases when I am at the store for my grocery hauls, but I always do a separate transaction for each of my envelopes. For example, if I buy shampoo during one of my meal planning grocery trips, I do a separate transaction, and I pull the cash from my Beauty Cash Envelope.
If you are struggling with your food budget, I highly recommend starting a meal plan. It doesn't take a lot of time but could save you a lot of money in the end.
I plan on posting my meal plan updates every month. So be on the lookout for those updates!
DO YOU WANT MY ENTIRE MEAL PLANNING WORKBOOK?
