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The Budget Mom

Real Women. Real Life. Real Finance

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Work With Me

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Available

If you are in search of someone who loves writing, is passionate about the subject matter, and has the ability to really shine, you have come to the right spot. There are two main ways you can work with me: Guest Posts & Freelance Writing. I love providing content for other personal finance/lifestyle bloggers. I believe I carry the certification to showcase knowledge, and to produce quality content.


CERTIFICATIONS

I obtained my Accredited Financial Counselor® certification from AFCPE (Association for Financial Counseling, Planning, and Education) in August of 2015. In December of 2015, the National Commission for Certifying Agencies (NCCA) granted accreditation to this designation, which sets this certification mark apart from others in the field. The NCCA ensures that certification programs adhere to modern standards of practice for the certification industry.

As an Accredited Financial Counselor® I am able to assist individuals and families in financial decision making, help with debt issues, identify and modify ineffective money management behaviors, and so much more. Please see the video below to learn more about my certification or the following link to read more about the AFC® designation.

 Accredited Financial Counselor Designation


Guest Posts & Freelance Work

In order to ensure I produce the best quality of work possible, I only produce content on a select number of topics that I am truly passionate about. Below I have listed these topics with select examples of my work for each.

LIFE ADVICE

  • How To Save Yourself From The Clutter
  • What I Would Tell My Son When He Is Ready To Leave Home

BUDGETING

  • Budgeting – Lies VS Truths
  • Budgeting – Income VS Expenses
  • Budgeting – Why I Budget Paycheck To Paycheck

FINANCE

  • Help I Can't Pay My Student Loans
  • How To Pay Your Bills On Time – Every Time

FRUGAL LIVING

  • Does Meal Planning Actually Cost You Money?
  • No New Clothes For An Entire Year – My Personal Journey

Thank you for your interest in working with me. I am truly excited to see where we can take things. Please see the below contact form to reach out to me about possible opportunities.

TESTIMONIALS

Kumiko was the first person to guest blog for me, and I have to say, it was a wonderful experience for both of us! She spent time on my site familiarizing herself with my audience and style so that her post, “3 Tips to Improve Family Finance“, would really connect with my readers. And it paid off! They loved it. At the time Kumiko's post went up on my site, I had only been blogging for about 5 weeks, but her post brought in over 100 views and lots of great comments. Overall, Kumiko was very professional to work with and I'd strongly recommend her to anyone looking for a guest author!

 

 

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Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

Today, I am showing you how I use visual financial trackers in my life. I have a lot of these trackers available in my Free Resource Library (https://bit.ly/2PDmTHz), in my TBM Shop (https://bit.ly/42S0DAi), or you can find them over at DebtFreeCharts.com.

CHAPTERS
00:00 Intro
00:37 Why you should use financial trackers
04:37 Savings Goals
08:32 Graphic Tracker for Debt
13:16 Lined Tracker for Debt
20:43 Tips & Recommendations

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF
➡️ HOW TO CLOSE OUT YOUR BUDGET: https://bit.ly/2Uz0UUW

ABOUT ME

Kumiko Love is a single mom who empowers women everywhere to regain control of their financial lives. An Accredited Financial Counselor with over nine years of experience in the finance industry, she founded The Budget Mom, a community of millions of women on a path to financial fulfillment.

She's also the creator of the wildly popular Live Rich Planner® and Budget by Paycheck® Workbook. Love has been featured on Good Morning America, the Today show, CNN, CBS, ABC and in USA Today, US News, World Report, Huffington Post, Money Magazine, Parents Magazine, the Washington Post, and Real Simple. She lives in Spokane Valley, Washington.

YOU CAN FIND ME AT:

📝 WEBSITE: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Courses: https://courses.thebudgetmom.com/
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/3FEdZFp

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