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The Budget Mom

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Archives for October 2021

Giving your kids an allowance is a great way to teach them money management skills at a young age. Learn the pros and cons of an allowance and how to get started.

Should I Give My Child an Allowance?

October 27, 2021
Family & Money

Do you give your kids an allowance? If not, you’re in good company because the majority of parents don’t. A poll from CreditCards.com found that 40% of kids under the age of 18 receive an View Post

Filed Under: Family & Money, FRUGAL LIVING Tagged With: ALLOWANCE, BUDGET TIPS, CHILDREN

Black Friday is a great opportunity to save money on your Christmas shopping, but you need to go into it with a plan. Here are seven ways you can save money Black Friday shopping.

7 Ways to Save Money Black Friday Shopping

October 21, 2021
FRUGAL LIVING

October is quickly drawing to a close, which means Black Friday is right around the corner. You’re probably already seeing ads for Black Friday deals as you browse different sites online. And this View Post

Filed Under: FRUGAL LIVING, Holidays & Occasions Tagged With: BLACK FRIDAY, BUDGET TIPS, HOLIDAY SPENDING, SAVING TIPS

Are you looking for ways to support local businesses but on a limited budget this year? Learn seven ways you can support local businesses without breaking the bank.

7 Ways to Support Local This Holiday Season Without Breaking the Bank

October 14, 2021
FRUGAL LIVING

Small businesses often find themselves at a disadvantage compared to large retailers. They usually don’t have the budget to offer free two-day shipping and other perks, so many customers pass them up View Post

Filed Under: FRUGAL LIVING, Holidays & Occasions Tagged With: HOLIDAY BUDGET, HOLIDAY SHOPPING, SHOP LOCAL, SMALL BUSINESS, SMALL BUSINESSES

It’s easy to let your expenses start creeping up come fall, but it doesn’t have to be that way. Learn eight ways you can cut your costs this fall.

8 Ways to Cut Expenses This Fall

October 7, 2021
Cut Expenses

For most people, one of the most challenging aspects of personal finance is learning how to spend less money. And it’s especially hard once fall gets here, and it’s socially acceptable for most of us View Post

Filed Under: Cut Expenses, SAVE MORE Tagged With: BUDGET TIPS, CUT EXPENSES, FALL, SAVE MORE

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Ryen & I are talking about our July 2022 budget numbers! Not only do we show where our dollars went, but we also discuss if we stuck to our budget limits.

In this video, I'm sharing all of the sinking funds I used in July, and Ryen shares some news about her car!

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars. Today, I am going to show you how to extract all of the vital information from your expense trackers using the "Where Did My Money Go?" Worksheets.

CHAPTERS:
00:00 Introduction
01:47 Miko's Budget Category Breakdown
04:44 Miko's Investment & Savings Breakdown
05:53 Miko's Spending Comparison to May 2022
08:11 Ryen's Budget Category Breakdown
09:26 Ryen's Debt & Savings Breakdown
10:13 Ryen's  Spending Comparison to May 2022
11:18 Conclusion

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

I'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

YOU CAN FIND ME AT:

📝 BLOG: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Free Email Course: https://bit.ly/2UYgNFf
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n
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