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The Budget Mom

Real Women. Real Life. Real Finance

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A life you love on a budget you can afford.

Here on TBM®, I provide you with simple, easy-to-follow solutions to help you budget your money, pay off debt, save more, and crush your financial goals. But more than that, I give you the tools to start doing the things that matter most to you, on a budget that actually works!

Archives for January 2019

How I paid off over $77,000 of debt in less than a year. During my financial journey, telling myself, "it's impossible" was never an option. You have to believe in yourself enough to strive for the unimaginable.

My Debt Story – Accomplishing the Unimaginable

January 31, 2019
DEBT & CREDIT

If you are reading this, you are probably thinking to yourself, "This just isn't possible." Today, I hope that my story inspires you to take action in your own debt journey, to feel hope, and to View Post

Filed Under: DEBT & CREDIT, Get Out of Debt Tagged With: DEBT, DEBT FREE, DEBT FREE INSPIRATION SERIES, PAY OFF DEBT

Living on a budget is great. Unless, of course, it’s not. Because sometimes even living within your budget calls for more money than you’re bringing in.

10 Legitimate Ways to Make Extra Income from Home

January 30, 2019
Extra Income

Living on a budget is great. Unless, of course, it’s not. Because sometimes even living within your budget calls for more money than you’re bringing in. Maybe the transmission is going out two View Post

Filed Under: Extra Income, SAVE MORE Tagged With: EARN MORE INCOME, EXTRA INCOME, INCOME, WORK FROM HOME

Should you consolidate your debt? Before using a debt consolidation company, make sure you know all of your options. Getting out of debt is all about changing the behavior that got you into debt in the first place, that's where you should start.

Should You Consolidate Your Debt?

January 23, 2019
DEBT & CREDIT

Editorial Disclosure

Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed or approved by any of these entities.

If you are wallowing in debt from credit cards, student loans, and medical bills, it probably seems that ads for debt consolidation companies are everywhere. At least you’re very aware of View Post

Filed Under: DEBT & CREDIT, Get Out of Debt Tagged With: DEBT, DEBT CONSOLIDATION, DEBT MANAGEMENT, GET OUT OF DEBT, PAY OFF DEBT

User Generated Content Disclosure

Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Are you looking for ways to save money on your grocery budget? Try completing the Freezer Challenge, and start eating what you already have at home.

Save Money Meal Planning: The Freezer Challenge

January 7, 2019
Food & Drink

A couple of months ago on TBM, I shared a new savings challenge with you. As I was doing my meal planning at the beginning of November, I was overwhelmed by how much food I had in my house!  I View Post

Filed Under: Food & Drink, FRUGAL LIVING Tagged With: Featured, FOOD BUDGET, GROCERY BUDGET, MEAL PLANNING, SAVE MONEY

A detailed look into my December 2018 budget. Don't just blindly follow a budget. Understand the reasons behind your financial choices, and look at what your budget is telling you.

December 2018 Budget Recap

January 2, 2019
Budget Recaps & Overviews

If you have been following me on Instagram, then you are familiar with my full (very detailed) budget overviews and recaps. Every month, I like to share how I make realistic budgeting successful in my View Post

Filed Under: Budget Recaps & Overviews, BUDGETING Tagged With: BUDGET, BUDGET GUIDES, BUDGET RECAP, BUDGET TIPS, PAYCHECK BUDGET

Hello, I'm Kumiko, but everyone just calls me Miko. Welcome to my blog, The Budget Mom. I am an Accredited Financial Counselor® , and mom to a rambunctious boy. Come along with me as I strive to live a life I love on a budget that I can afford. Read more about me.

RECENT YOUTUBE VIDEO

The Budget Mom

The Budget Mom
Ryen & I are talking about our July 2022 budget numbers! Not only do we show where our dollars went, but we also discuss if we stuck to our budget limits.

In this video, I'm sharing all of the sinking funds I used in July, and Ryen shares some news about her car!

What do you do with your budget after the month is over, and you’re ready to begin a new month? Most people don’t realize it, but your spending throughout the month gives you some incredibly helpful information.

One of the first steps to creating and sticking to a realistic budget is tracking your expenses. Your spending is the underlying foundation for creating a budget and ensuring that your budgets in the future are successful.

If you are not aware of where your money is going, you can’t make the best decisions for your dollars. Today, I am going to show you how to extract all of the vital information from your expense trackers using the "Where Did My Money Go?" Worksheets.

CHAPTERS:
00:00 Introduction
01:47 Miko's Budget Category Breakdown
04:44 Miko's Investment & Savings Breakdown
05:53 Miko's Spending Comparison to May 2022
08:11 Ryen's Budget Category Breakdown
09:26 Ryen's Debt & Savings Breakdown
10:13 Ryen's  Spending Comparison to May 2022
11:18 Conclusion

➡️ HOW I TRACK MY SPENDING: https://bit.ly/3aIe89I
➡️ HOW TO USE A BUDGET CALENDAR: https://bit.ly/2IzF2Vj
➡️ FINDING YOUR WHY: https://bit.ly/3aJUryj
➡️ THE BUDGET MOM'S FINANCIAL FREEDOM STEPS: https://bit.ly/3cfJXsp
➡️ HOW TO GET STARTED WITH THE CASH ENVELOPE METHOD: https://bit.ly/2vQJaO5
➡️ HOW TO CREATE A PLAN OF ATTACK TO PAY OFF DEBT: https://bit.ly/2wDETxF

ABOUT ME

I'm the blogger behind https://www.thebudgetmom.com. I have a rambunctious 6-year-old son, live in Washington, and I'm passionate about helping people with money management and personal finance. Let me know what you like to learn more about! Leave me comments and suggestions on my video and let me know!

YOU CAN FIND ME AT:

📝 BLOG: https://www.thebudgetmom.com
📘 FACEBOOK: https://www.facebook.com/thebudgetmom/
📸 INSTAGRAM: https://www.instagram.com/thebudgetmom/
📌 PINTEREST: https://www.pinterest.com/thebudgetmom/

GET STARTED

➡️Start Here: https://www.thebudgetmom.com/start-here/
➡️Free Email Course: https://bit.ly/2UYgNFf
➡️Free Resources: https://bit.ly/2PDmTHz
➡️GET 10% OFF my popular Budget-by-Paycheck Workbook - Coupon Code TBMYOUTUBE https://bit.ly/2CR7U9n
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